U.S. Personal saving rate

Reading the latest movement

For August 2026, this snapshot reports 4.10 percent in the published level view. The difference from the preceding available period is -0.50 percentage points. This comparison uses the prior value contained in the same acquired file. A difference between periods describes economic change; it is separate from a later revision of either observation.

Definition and limitations

Personal saving is a national-accounts residual after personal outlays. This ratio does not describe every household’s bank balance or paycheck.

Percentage growth is calculated from matching series levels. Both endpoints retain the same adjustment basis. Growth computed from rounded source inputs can differ from the agency’s published headline rounding.

Which measure fits your question? Compare definitions and complementary measures before drawing a conclusion.

Transformations and related measures

Published level retains the source unit. Year-over-year change compares with the same reference period one year earlier. Weekly series compare with 52 weeks earlier (364 days) to retain the weekday. Previous-period percentage change measures the relative change; absolute change subtracts the preceding level. For a rate already expressed in percent, absolute change is in percentage points. Invalid or missing denominators produce an unavailable result. No frequency conversion or hidden rescaling is applied.

Source and methodology

Producer / code

BEA / A072RC

Source table

Table 2.6. Personal Income and Its Disposition, Monthly

Frequency / adjustment

Monthly / Seasonally adjusted

Geography

United States

Approved history

1959-01 to 2026-08

Acquired at

2026-09-30T15:05:37.165673+00:00

Original producer

BEA

Intermediary

None; direct producer acquisition

Source file SHA-256

bbc11ef1617d31da0b889250bac512559c496695dab251e8b6edc2e26a6e3bca

Producer documentation · Acquisition endpoint / file · Producer release information

Revisions and archived snapshots

Two site acquisitions are archived. Matching unchanged series identities can be compared between versions; this is not a complete agency vintage history. Previous-period readings above come from the same acquired snapshot. The revision comparison separates changes to matching historical observations from new coverage and corrected series identities. Earlier agency vintages remain outside this archive. Read the revision policy and download this frozen snapshot.